Al Rajhi Bank (ARB) is one of the largest Islamic banks in the world. ARB's core focus is on the retail business, which accounted for over 64% of the top line in 2020. Personal loans and mortgage loans form 52% and 41% of the total retail loans respectively. Mortgage loans have grown at an impressive 41% and 59% in 2019 and 2020 respectively. Going ahead, ARB could continue to be a leader in the Saudi Islamic banking space with very few threats on the horizon.
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