Executive Summary
Qatar Islamic Bank was the first Islamic bank in Qatar and it commenced operations in the year 1982. The bank operates in four segments: (i) Corporate Banking (ii) Personal Banking (iii) Group Function (iv) Local & International subsidiaries. In terms of net income composition, based on FY20 data, personal banking has the highest share amounting to 38%, followed by corporate banking, which contributes around 32%. The bank has weathered the COVID-19 storm and achieved a strong and steady performance across all divisions through the successful implementation of its business strategy. It also has one of the lowest efficiency ratios among the Qatar banks.
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